I perform a detailed market analysis to help determine the right price based on local market conditions, recent sales, and property features.

An appraisal is conducted by the buyer’s lender to confirm the home’s value. If the appraisal comes in lower than the offer price, we may need to negotiate with the buyer or adjust the price.

Simple steps like decluttering, staging, and addressing minor repairs can make your home more attractive to buyers. I’ll provide a checklist based on what matters most in today’s market.

A title company verifies ownership, ensures there are no unresolved claims or liens on your property, and provides title insurance to protect the buyer. They coordinate with all parties to facilitate a smooth closing and handle tasks such as recording documents and managing funds.

Seller closing costs typically include title fees, prorated property taxes, and your agent’s compensation. I’ll give you an estimate of these expenses to help you plan.

We’ll outline a clear compensation structure upfront, covering my services, which include professional photography, marketing, and document coordination.

While not required, a pre-listing inspection (general or specific) can help you address issues that may impact negotiations. I can arrange pre-inspections for items like pools, fireplaces, or septic systems if you prefer.

Owner’s title insurance protects the buyer’s ownership rights against title issues. Offering it can reassure buyers and streamline the closing process, as many buyers consider it a valuable safety net.

A survey shows the property’s boundaries, structures, and any easements. Providing a recent survey can help potential buyers feel confident about the property’s exact boundaries and may speed up the closing process if required by the lender.

Once we receive an offer, I’ll review the terms with you and discuss options for negotiating. We’ll address any contingencies, finalize paperwork, and guide you through acceptance or counteroffers.

We’ll begin with an initial consultation to discuss your goals, budget, and the features you’re seeking. From there, I’ll guide you through mortgage pre-approval, home searching, offers, negotiations, and closing.

The home-buying process generally takes 30 to 45 days from the start of an executed contract, though timelines can vary. I’ll coordinate each step to keep us on track based on your timeline.

An escrow deposit, also known as "earnest money," is a good-faith deposit made by the buyer to show serious intent to purchase the property. It is generally around 1% of the offer price and is held by the title company. This deposit must typically be made within the first few days of going under contract and will be credited toward your total amount due at closing. The escrow deposit protects the seller if the buyer backs out without valid reason, while also confirming the buyer’s commitment.

An appraisal is an independent assessment of a property’s value conducted by a licensed appraiser. It’s essential to ensure the home’s value aligns with the loan amount and protects you and your lender from overpaying.

A title company is responsible for verifying the legal ownership of the property, ensuring there are no outstanding claims, liens, or disputes that could affect your ownership. They provide title insurance to protect against any future claims and help facilitate the closing by handling funds, recording documents, and ensuring all transaction details are legally compliant.

Closing costs are fees associated with finalizing a home purchase. These typically include lender fees, title insurance, taxes, appraisal fees, and inspection costs.

A survey is a detailed map of the property that shows boundaries, structures, and any easements. It ensures you know exactly what you’re purchasing and identifies any encroachments or boundary issues. Many lenders and title companies require a survey to protect against future disputes. Title companies will order the survey for you once requested.

In addition to homeowners insurance, you may want to consider flood insurance (if applicable), windstorm coverage, and personal liability insurance. Shopping around can help you find the best rates and policies for your needs.

The inspection period is a crucial timeframe for the buyer to thoroughly assess the property’s condition and address any issues found. During this period, the buyer and seller can negotiate necessary repairs or request a credit for those repairs. While various types of inspections are available, a general home inspection typically covers most areas of concern. It’s recommended to complete the inspection as soon as possible after going under contract to allow time for negotiation and resolution.

A Wood Destroying Organism (WDO) inspection checks for any wood-damaging pests, such as termites, wood-boring beetles, and fungi that could compromise the structural integrity of the home. For FHA and VA loans, this inspection is typically required, and any issues found on the report may need to be addressed before closing.

General Home Inspection: Covers the main structure, roof, electrical, plumbing, and major systems. Pool Inspection: Assesses the pool's structure, safety, and equipment. Wind Mitigation Inspection: Determines the home’s wind-resistant features, potentially lowering insurance costs. May be required by insurance companies. 4-Point Inspection: Focuses on roof, electrical, HVAC, and plumbing, often required for older homes. May be required by insurance companies. Sewer Scope: Uses a camera to check for blockages or damage in the sewer line. Fireplace Inspection: Assesses the condition and safety of the fireplace and chimney.

Yes, owner’s title insurance is optional but recommended. It protects you against title defects, liens, or ownership disputes that may arise after purchase. I’ll connect you with trusted title professionals to explain this in more detail.

Shopping around with multiple providers is essential to find the best insurance coverage and rates. Many providers offer bundle discounts, so consider comparing quotes for home, auto, and liability coverage.